Certain merchants may be prohibited from participation based on the relevance of merchant content or conflict of interest with Access client relationships. These market segments include membership clubs, subscriptions, timeshares, roadside assistance, debt elimination, identity protection, network marketing, insurance, home-based businesses, financial services including: without limitation mortgage financing, real estate, securities brokerage, trust services, loans, credit cards, and deposit accounts. Also questionable public reputations, including tobacco products, pawnshops, guns and ammo, pornography, adult entertainment, escort services, fast cash services, unlicensed massage therapy.

Exceptions to the requirements above will only be considered for pre-approved merchants that have been cleared by the Access Marketing Committee.